Protection Gap
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Microinsurance is helping emerging markets improve access to financial services. As there is a lack of insurance cover in many parts of the world, this is a huge market opportunity for the insurance industry. However, the number of insurers pursuing inclusive insurance in emerging markets is low.
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Insurers can take steps including viewing flood as a primary peril, writes Jason Richards, CEO of UK & I for Swiss Re.
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The (re)insurance industry has a “responsibility” to help close the growing protection gap that is affecting the EMEA region, said Urs Baertschi, Swiss Re EMEA chief executive of reinsurance and regional president.
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Digital distribution has brought a 'quantum leap' in driving sales and revenue, and could play a key role in closing the protection gap, said Vincent Foucart, deputy CEO of P&C Partners, Scor P&C. Click the video below to watch the interview with Foucart.