When Dame Inga Beale, former CEO of Lloyd’s of London, was tasked with modernizing Lloyd's, she discovered the evolution would be more about changing the culture than the technology.
The growth of secondary perils is driving the need for improved risk management, but also creating opportunities for insurers, said Nikhil da Victoria Lobo, head Western & Southern Europe, Swiss Re.
In Germany, not even half of homeowners have flood insurance, a protection gap that Swiss Re would like to close, said Beat Kramer Mölbert, head of property underwriting EMEA, Swiss Re.
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